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Straight From the MLS

The Maryland Market Report, Straight From the MLS.

Monthly prices, inventory, and trend data for your neighborhood — no spin, just the numbers.

This Month's Snapshot

$399K
Baltimore County median sold price, Jun 2026
$465K
Maryland statewide median, Jun 2026
24
Median days on market, Baltimore County, Jun 2026
2.3 mo
Months of supply, Baltimore County, Jun 2026

Baltimore County figures pulled directly from Bright MLS's Market Statistics Report (Residential, county-wide, June 2026 — the latest closed month). Maryland statewide figure from Maryland REALTORS®' official monthly housing statistics for June 2026 (up 3.3% year-over-year). Figures are monthly snapshots — update each month for the most current numbers.

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What Rates Are Doing

The average 30-year fixed mortgage rate has been sitting in the high-6% range through late July 2026 — roughly 6.6–6.8% depending on the lender and your credit profile, per Bankrate and Freddie Mac survey data. That's meaningfully lower than the 7%+ rates buyers saw for stretches of the last few years, and it's part of why showings have picked back up this summer even as prices held firm.

If You're Selling

  • 24 median days on market means well-priced, well-presented homes are still moving fast — but pricing mistakes get punished quicker than they did in the frenzy years.
  • 2.3 months of supply is balanced-to-tight, not a landslide seller's market. Overpricing "to test it" costs you real time on market now.
  • Buyers who paused at 7%+ rates are re-entering the market at today's high-6s — more competition for your listing than there was in early spring.

If You're Buying

  • Rates in the high-6s won't feel great, but they're better than most of the last two years — and refinancing later if rates drop further is always an option.
  • 2.3 months of supply means more choices than the tightest markets of recent memory, especially in Reisterstown, Owings Mills, and Pikesville, where new listings have been a bit more plentiful this summer.
  • Pre-approval matters more than ever at 24 median days on market — homes priced right aren't waiting around.

Mortgage rate range reflects national lender averages reported by Bankrate and Freddie Mac as of late July 2026; your individual rate depends on credit, down payment, and loan type.

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